Celia Maynard, the wealthy chairwoman of Maynard Group, disguises as a beggar to judge kindness and meets kind Lucas Skye. She acts as his girlfriend for his family. Lucas's ex-girlfriend Lydia, a branch manager at her company, challenges Celia and presses Lucas to marry her, but is refused. Celia saves Lucas's family home from demolition. After Lydia taunts Celia with a car for Lucas's mother, Celia gives a fleet and reveals her identity. Lydia calls her brother Roger, a supervisor, who recognizes Celia. Lydia turns to her godfather Matt Burke, but business leaders support Celia. Finally, Celia and Lucas get together.