Phoebe Yarnell, desperate to save her struggling business, agrees to a marriage of convenience with lawyer Zachary Falcon. On their wedding day, he lays down the law: money can change hands, but hearts cannot. Their marriage is pure business. So she is determined to keep her distance. But one month later, he casually lounges in front of her, clad only in a robe, his toned physique on display. Unfazed, she asks with genuine concern, "Mr. Falcon, aren't you cold?"